Fitness Studio Property Insurance and Liability

Blanket Coverage on Contents of Every Description upto $50,000 (including computer and related material).
Subject to a $1,000 deductible
Featuring: Included at no extra cost:

• “All Risks” Form
• 90% Co-Insurance Clause
• Replacement cost on Equipment
• Tenants Improvements
• Business Interruption
• $10,000 Extra Expenses to resume operations
• $50,000 Valuable Papers
• $50,000 Accounts Receivable
• Newly-Acquired Location
– Contents $250,000
– Building $1,000,000
• $10,000 Transit Coverage
• $10,000 Fire Department Charges
• Sewer Back-up
• Glass/Signs Included
• $5,000 Off -Premises Coverage
• Building Damage by Theft

Multi-Item Crime Insurance
Covering up to $10,000 per item
Including:

• Employee Dishonesty
• Loss Inside The Premises
• Loss Outside The Premises
• Money Order and Counterfeit Paper Currency
• Depositors Forgery

Commercial General Liability (Third Party Public Liability)
Inclusive Limit for Bodily Injury and Property Damage: upto $5,000,000 per occurrence
Including:

• Premises/Operations Liability
• Personal Injury Liability
• Advertising Injury Liability
• Broad Form Bodily Injury
• Cross Liability Clause
• Medical Payments ($5,000/Person)
• Non-owned Automobile Liability
• Employee Benefits ($1,000,000 limit)
• Employees as Additional Insureds
• Broad Form Tenants Legal Liability
• Physical Damage to Hired Non-owned Automobiles
• Property Damage Deductible ($500)

Note: Purchased coverage may vary from above and claim are only paid out based upon coverage purchase and policy insured